Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
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Income |
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Take Home Pay/All family members |
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Child Support/Alimony |
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Pension/Social Security |
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Disability/Other Insurance |
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Interest/Dividends |
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Other |
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Total Income |
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Expenses |
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Rent/Mortgage |
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Life Insurance |
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Health/Disability Insurance |
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Vehicle Insurance |
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Homeowners or Other Insurance |
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Car Payments |
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Other Loan Payments |
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Savings/Pension Contribution |
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Utilities |
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Credit Card Payments |
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Car Upkeep |
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Clothing |
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Personal Care Products |
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Groceries |
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Food prepared outside the home |
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Medical/Dental/Prescriptions |
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Household Goods |
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Recreation/Entertainment |
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Child Care |
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Education |
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Charitable Donations |
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Miscellaneous |
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Total Expenses= |
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Remaining Income After Expenses= |
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Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.